Project Report for Bank Loan

Tax Robo helps in the Credit Monitoring Analysis (CMA) Report & Project Report Preparation used by Credit Agencies, Banks and Financial Institutions for all business loans.

Get Started

Professional CA/CS/CMA Support
Quick Process
100% Compliance Support
Easy Process
All Financial Services in One Place
Tele Support

CMA Report Preparation

CMA Stands for Credit Monitoring Analysis. It is a report stating the financial health of a corporation for the purpose of acquiring loans.

A CMA report must be prepared by an individual or company seeking a loan from a financial institution such as a Bank or NBFCs etc.

It is important that a CMA must be prepared by a professional such as a chartered accountant or a professional bookkeeper. It is to be done since it contains logs about financial transactions over the past years made by the Business, and also a projection of the company's performance in the near future.

CMA Data Preparation

A CMA is most likely to obtain the following points :

Details of Credit Capacity : The amount of money that your Business seems most likely to repay after a fixed time period.

Accounts Statement : Activity of sales, profit & loss before & after Taxes, direct & indirect expenses etc.

Balance Sheet Logs : Details about flow of money, credit and debit records.

Records of Total Assets & Liabilities : Records of current & non-current assets, current & non-current liabilities etc.

Ratio Analysis : Asset Turnover, Current Ratio, DP Limit, Debt Equity Ratio, Fixed Asset Turnover, Gross profit, Net profit ratio, Net Worth etc.

Project Report for Bank Loan 

As an SME entrepreneur in India, you understand the importance of securing timely financing to fuel the growth and expansion of your business. At TAX ROBO, we specialize in assisting SMEs like yours in preparing comprehensive project reports that resonate with banks and financial institutions, facilitating the loan approval process and helping you achieve your business goals.

What's Covered in Our Project Reports?

  1. Executive Summary: A concise overview of your SME business, highlighting key aspects such as business objectives, market opportunity, and financial projections.

  2. Business Description: Detailed information about your SME business, including its legal structure, products or services offered, target market, competitive positioning, and unique value proposition.

  3. Market Analysis: A thorough analysis of the market landscape in which your SME operates, including market size, growth trends, customer demographics, competitive landscape, and barriers to entry.

  4. Marketing and Sales Strategy: Your approach to marketing and selling your products or services, including pricing strategy, distribution channels, promotional activities, and customer acquisition plans.

  5. Operational Plan: Details of your SME's operational processes, including production or service delivery methods, supply chain management, quality control measures, and technology infrastructure.

  6. Financial Projections: Comprehensive financial projections for your SME business, including revenue forecasts, expense projections, cash flow statements, profit and loss statements, and balance sheets.

  7. Risk Analysis and Mitigation: Identification and assessment of potential risks and challenges facing your SME business, along with strategies to mitigate these risks and ensure long-term sustainability.

  8. Management Team: Profiles of key members of your SME's management team, highlighting their qualifications, experience, and roles within the organization.

  9. Use of Funds: A breakdown of how the loan funds will be utilized to support your SME's growth and expansion plans, including investments in equipment, inventory, marketing, hiring, and working capital.

  10. Regulatory Compliance: Confirmation that your SME business complies with all relevant regulatory standards and guidelines, including licenses, permits, taxes, and environmental regulations.

Why Choose Us?

  1. SME-Focused Expertise: We specialize in serving the unique needs of SME businesses in India. Our team has a deep understanding of the challenges and opportunities faced by SMEs, allowing us to tailor our services to meet your specific requirements.

  2. Customized Solutions: We recognize that every SME business is unique, with its own set of objectives, challenges, and opportunities. Our project reports are customized to reflect the individual characteristics of your business, ensuring that they effectively communicate your vision and potential to lenders.

  3. Comprehensive Financial Analysis: Banks and financial institutions often require SMEs to provide detailed financial projections and analysis as part of the loan application process. We conduct thorough financial analysis, including cash flow forecasts, profit and loss statements, and balance sheets, to demonstrate the financial viability and sustainability of your business.

  4. Strategic Insights: In addition to financial analysis, our project reports offer strategic insights into your business operations, market positioning, competitive landscape, and growth opportunities. We help you articulate a compelling business case that showcases your SME's potential for success.

Our Services

  • Business Plan Development: We work closely with you to develop a robust business plan that outlines your SME's objectives, strategies, and growth trajectory. Our business plans are designed to align with the specific requirements of banks and financial institutions, helping you present a convincing case for loan approval.

  • Financial Projections: Our financial experts prepare detailed financial projections, including revenue forecasts, expense projections, and break-even analysis, to provide a clear picture of your SME's financial performance and growth prospects.

  • Market Research: Understanding your target market is critical for the success of your SME business. We conduct comprehensive market research to identify key market trends, customer preferences, and competitive dynamics, enabling you to make informed business decisions and position your SME for success.

  • Regulatory Compliance: Navigating regulatory requirements can be challenging for SMEs. Our team ensures that your project report complies with all relevant regulatory standards and guidelines, minimizing the risk of delays or rejections in the loan approval process

Limited Liability Partnership
Private Limited Company
 One Person Company​
Public Limited Company
Partnership Firm

CMA Report &  Project Report for Bank Loan Packages

Tax Robo Basic
CMA Report

₹2999 .00

Only for loans under 5 Lakhs & Up to 5 years of projections

  • Projected Financial Products Information
  • Projected Balance sheet
  • Comparative statement of Current Asset & Current liabilities
  • Analysis of Current Ratio
  • Calculation of Maximum Permissible Bank Finance (MPBF)
  • Ratio Analysis

Tax Robo Premium
CMA Report

₹4999 .00

Only for loans under 10 Lakhs & Up to 5 years of projections

  • Projected Financial Products Information
  • Projected Balance sheet
  • Comparative statement of Current Asset & Current liabilities
  • Analysis of Current Ratio
  • Calculation of Maximum Permissible Bank Finance (MPBF)
  • Ratio Analysis

Tax Robo Family Auditor
Project Report & CMA Report

₹7999 .00

Only for loans under 50 Lakhs & above 5 years of projections

  • Project Report for Term loans and for increase working capital limits
  • Projected Financial Products Information
  • Projected Balance sheet
  • Comparative statement of Current Asset & Current liabilities
  • Analysis of Current Ratio
  • Calculation of Maximum Permissible Bank Finance (MPBF)
  • Ratio Analysis

How to Select the Best Loan Products?


  • Don't accept loan by negotiated deals
  • Wait for your Financial Products status upgrade
  • Know about available products in Bank
  • Know about GOVT subsidy
  • Everyone are accept mere loan sanction
  • Know about TAX savings
  • Don't take risk / negotiated over eligibility loan amount
  • Plan about unemployment period

Key Factors

  • Interest rate
  • Processing fees
  • Preclosure charges
  • Friendly Banker

Debt Management

  • Invest small where the Financial Products give some good return in years eg. MF, FD, RD, Insurance, Bonds
  • Balancing of funds management, one side asset created, one side liability closure
  • One month EMI maintained as account balance
  • After 3 years / 5 years compare your loan products with another Banker
  • Don't enjoy the loan full period
  • Debt will be frequently paid during the loan period
  • Plan your existing sources in two ways eg. Salary, Equity, MF, Business etc.